Insurance is a safety net, which is why you willingly pay premiums every month and trust that your policy will cover your financial needs when disaster strikes. Unfortunately, that isn’t always the way it goes. If you are involved in a car accident or other incident due to another person’s negligence, you have a personal injury that can be claimed for compensation. However, insurance companies aren’t too eager to give you more money than they must. This leaves you in the position of possibly being forced into a settlement lower than what you deserve.
Don’t let yourself be taken advantage of by a greedy insurance company. If your personal injury insurance claim has been denied, it’s important to understand that you are not forced to accept your insurance company’s decision as the last word. Instead, you can fight your insurance company and even hire an attorney to get the money you deserve.
What Exactly Is Bad Faith Insurance?
In Washington and other states, insurance companies have a duty to honor insurance policies and give fair and honest consideration to the interests of their policyholders. This means that your claim can’t be denied without a solid reason, and your company needs to keep to the terms of your policy to help you recover from any accident or emergency. However, this doesn’t stop many insurance companies from denying claims in order to save money. This is known as acting in bad faith.
Don’t Accept a Low Insurance Settlement: Use An Attorney to Fight for More
If you are certain that your insurance company is offering a settlement amount that is far lower than the figure needed to cover even your most basic damages like lost wages and medical bills, then it’s time to reach out to an attorney. A personal injury and bad faith insurance attorney can help you take on your insurance company to demand the compensation you are owed.
It is even possible that your attorney will help you secure a settlement large enough to cover more than your direct damages; you can win compensation for the pain and suffering you endured as well. To avoid getting trapped settling for a small compensation sum after your personal injury in Washington, contact Bartek Law at (360) 526-858. Attorney Bartek will help you fight the insurance companies to ensure you receive the compensation to which you are entitled – and possibly more!